If you’re a self-employed individual in Calgary—whether you’re a freelancer, contractor, or small business owner—there’s a good chance you’ve wondered if incorporating your business is the right move. Incorporating comes with perks like tax advantages, credibility, and liability protection, but it’s not always the best option for everyone. For those
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Are you a self-employed individual in Calgary with an unpredictable income from working online? Whether you’re a freelancer, consultant, or content creator, getting a mortgage can feel more complicated compared to someone with a traditional job. But here’s the good news: many lenders now offer flexible options specifically designed for
For self-employed individuals and entrepreneurs in Calgary, getting a mortgage can feel like an uphill battle. Unlike traditional employees, your income might not be as easy to verify, and lenders tend to scrutinize your financials more closely. But here’s the thing—while the process may come with extra hurdles, it’s completely
Getting a mortgage is challenging enough when you’re self-employed, but if you’ve been running your business for less than a year, it can feel almost impossible. Lenders typically look for two years of income history to ensure stability, which can leave new entrepreneurs—like Canadian influencers, gig workers, and solopreneurs—with unpredictable
For self-employed Canadians, such as influencers, gig workers, and freelancers, securing a traditional mortgage can be challenging due to the lack of regular pay stubs and employment records. Low documentation (or “low doc”) home loans are designed to address this challenge, offering an alternative mortgage option for those with unconventional
If you’re a Canadian influencer, gig worker, or freelancer, qualifying for a mortgage may seem daunting due to your unconventional income. Without traditional employment records, lenders may view your income as higher risk, but with the right strategies, you can still secure mortgage approval. Here are five essential tips to
Being self-employed in Calgary comes with plenty of perks—flexibility, independence, and the freedom to build your own career path. However, when it comes to securing a home loan, the process can be a bit more complicated, especially for those with unconventional income streams like influencers, content creators, or individuals earning
If you’re self-employed in Calgary and working in unconventional fields like being an influencer or earning income through adult entertainment, you may face unique challenges when applying for a mortgage loan. Traditional lenders often look for steady, documented income, which can make it tough for self-employed individuals whose earnings fluctuate