If you’re self-employed, you already know that securing a mortgage can feel like a daunting task. Whether you’re a gig worker, freelancer, or small business owner in Calgary, proving your income to lenders often comes with more hurdles compared to traditional employees. But here’s the good news: with more Canadians
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If you’re a self-employed individual in Calgary—whether you’re a freelancer, contractor, or small business owner—there’s a good chance you’ve wondered if incorporating your business is the right move. Incorporating comes with perks like tax advantages, credibility, and liability protection, but it’s not always the best option for everyone. For those
Are you a self-employed individual in Calgary with an unpredictable income from working online? Whether you’re a freelancer, consultant, or content creator, getting a mortgage can feel more complicated compared to someone with a traditional job. But here’s the good news: many lenders now offer flexible options specifically designed for
For self-employed individuals and entrepreneurs in Calgary, getting a mortgage can feel like an uphill battle. Unlike traditional employees, your income might not be as easy to verify, and lenders tend to scrutinize your financials more closely. But here’s the thing—while the process may come with extra hurdles, it’s completely
Securing a mortgage can be challenging when you’re self-employed, especially with unpredictable income. Traditional lenders often prefer borrowers with steady paychecks, but that doesn’t mean there aren’t great options for self-employed Canadians, including influencers, gig workers, and solopreneurs. The key is understanding your choices and finding the mortgage option that
Getting a mortgage is challenging enough when you’re self-employed, but if you’ve been running your business for less than a year, it can feel almost impossible. Lenders typically look for two years of income history to ensure stability, which can leave new entrepreneurs—like Canadian influencers, gig workers, and solopreneurs—with unpredictable
For Canadian influencers, gig workers, solopreneurs, and others with unpredictable income, securing a mortgage can feel like an uphill battle. Lenders tend to favor applicants with steady, predictable paychecks, which makes proving your financial stability as a self-employed individual more challenging. The good news? With the right preparation, getting approved
For self-employed Canadians, such as influencers, gig workers, and freelancers, securing a traditional mortgage can be challenging due to the lack of regular pay stubs and employment records. Low documentation (or “low doc”) home loans are designed to address this challenge, offering an alternative mortgage option for those with unconventional
Securing a mortgage can be challenging for Canadian influencers, gig workers, and other self-employed individuals who lack traditional income verification. Fortunately, some lenders in Canada specialize in mortgages for self-employed borrowers, offering flexible documentation options, competitive rates, and tailored loan products. Here’s a look at the top 10 best mortgage
For Canadian influencers, gig workers, and other self-employed individuals, qualifying for a mortgage can be a unique challenge. Without a traditional salary or employment history, proving income stability can be more complex. However, with the right preparation and understanding of lender requirements, getting approved for a mortgage is very achievable.
If you’re a Canadian influencer, gig worker, or freelancer, qualifying for a mortgage may seem daunting due to your unconventional income. Without traditional employment records, lenders may view your income as higher risk, but with the right strategies, you can still secure mortgage approval. Here are five essential tips to
Incorporating your sole proprietorship in Calgary, Alberta, can bring a range of benefits, including personal liability protection and potential tax savings. Whether you’re looking to expand or simply reduce risk, incorporation is a smart move for any growing business. Here’s how you can incorporate efficiently. Step 1: Decide if Incorporation