Effective Date: October 4, 2024
At Flikr Finance, we are committed to protecting your privacy and ensuring the confidentiality of your personal information. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you visit our website, interact with our services, or communicate with us. By using our website and services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect the following types of personal information from you to provide our services:
- Personal Identification Information: Name, email address, phone number, mailing address, and other information you provide when you interact with our website or services.
- Financial Information: Details regarding your income, business earnings, tax information, and other relevant financial data required to assist you in securing loans or mortgages.
- Usage Data: Information about how you access and interact with our website, including your IP address, browser type, pages viewed, and time spent on our site. We use cookies and similar technologies to collect this information.
2. How We Use Your Information
We use the personal information we collect for the following purposes:
- To provide and improve our services, including helping you incorporate a business, manage your income, and secure financing through our network of lenders.
- To communicate with you regarding our services, respond to your inquiries, and provide support.
- To personalize your experience and deliver content that is relevant to your needs.
- To process your financial data to assist in tax filings and lender requirements.
- To comply with legal obligations, including record-keeping and reporting.
3. Sharing Your Information
We do not sell or rent your personal information to third parties. However, we may share your information in the following instances:
- With Lenders and Financial Institutions: We may share your financial information with lenders or mortgage providers as part of the process of securing financing on your behalf.
- With Service Providers: We may share your information with trusted third-party service providers that assist us with our operations, such as accounting services, tax filings, or IT support. These providers are bound by confidentiality agreements.
- For Legal Purposes: If required by law, we may disclose your personal information to comply with legal obligations, such as responding to court orders or government inquiries.
4. Data Security
We take data security seriously and implement a variety of measures to protect your personal information, including encryption, firewalls, and secure servers. We use industry-standard practices to prevent unauthorized access, alteration, disclosure, or destruction of your data. However, please be aware that no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
5. Your Rights
As a user of our services, you have the following rights regarding your personal information:
- Access and Correction: You have the right to access the personal information we hold about you and request corrections if it is inaccurate or incomplete.
- Data Portability: You may request a copy of your personal information in a structured, commonly used, and machine-readable format.
- Erasure: You have the right to request that we delete your personal information, subject to any legal obligations requiring us to retain it.
- Withdraw Consent: If you have provided consent to the processing of your personal information, you may withdraw that consent at any time by contacting us.
- Opt-Out of Marketing Communications: If you no longer wish to receive marketing emails from us, you can opt out by following the unsubscribe instructions in our emails or by contacting us at admin@flikrfinance.ca.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies help us remember your preferences, understand how you interact with our site, and improve our services. You can control cookie settings through your browser, but disabling cookies may affect your experience with our website.
7. Third-Party Links
Our website may contain links to third-party websites or services. This Privacy Policy does not apply to those third parties, and we encourage you to review their privacy policies before sharing any personal information. Flikr Finance is not responsible for the content or privacy practices of third-party websites.
8. International Data Transfers
If you are located outside of Canada, please be aware that your personal information may be transferred to, stored, and processed in Canada or other jurisdictions where our service providers are located. By using our services, you consent to such transfers and understand that privacy laws in these jurisdictions may differ from those in your country of residence.
9. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete it promptly.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or for other reasons. We will notify you of any significant changes by posting the updated policy on our website and updating the “Effective Date” at the top. We encourage you to review this Privacy Policy periodically to stay informed of how we protect your information.
11. Contact Us
If you have any questions or concerns about this Privacy Policy or how your personal information is handled, please contact us at:
Flikr Finance
Email: admin@flikrfinance.ca