Securing a mortgage can be challenging when you’re self-employed, especially with unpredictable income. Traditional lenders often prefer borrowers with steady paychecks, but that doesn’t mean there aren’t great options for self-employed Canadians, including influencers, gig workers, and solopreneurs. The key is understanding your choices and finding the mortgage option that
Monthly Archives: December 2024
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If you’re a Canadian influencer, gig worker, solopreneur, or someone with unpredictable income, you’ve probably wondered if incorporating is right for you. While it’s not the best fit for everyone, incorporation offers significant benefits that could save you money, protect your assets, and set you up for long-term success. Here’s
Getting a mortgage is challenging enough when you’re self-employed, but if you’ve been running your business for less than a year, it can feel almost impossible. Lenders typically look for two years of income history to ensure stability, which can leave new entrepreneurs—like Canadian influencers, gig workers, and solopreneurs—with unpredictable
For Canadian influencers, gig workers, solopreneurs, and others with unpredictable income, securing a mortgage can feel like an uphill battle. Lenders tend to favor applicants with steady, predictable paychecks, which makes proving your financial stability as a self-employed individual more challenging. The good news? With the right preparation, getting approved